What are property taxes in Lynchburg, VA?

The City of Lynchburg’s real estate tax rate is $0.84 per $100 of assessed value for fiscal 2027, which began July 1, 2026. On a $300,000 home that’s $2,520 a year. Unlike most Virginia localities, Lynchburg bills real estate in four quarterly installments: November 15, January 15, March 15 and May 15. Vehicles are taxed separately at $3.80 per $100, due in halves on June 5 and December 5.

Brave Search’s AI answer, captured Nov. 4, 2026 (Google’s AI Overview blocked our automated capture today), says: “Real estate property taxes in Lynchburg, VA are assessed at a rate of $0.84 per $100 of assessed value for the 2025–2026 fiscal year.” It adds that “Personal property taxes are levied at a rate of $3.80 per $100 of assessed value for vehicles and business equipment, while machinery and tools are taxed at $3.00 per $100,” and that “these taxes are payable in two installments on June 5 and December 5.”

The rates are right. The due dates are only half right: June 5 and December 5 apply to personal property. Real estate is quarterly. That mix-up is exactly the kind of thing that leads to a late penalty, so here’s the full picture.

I’m Daniel Keeton, Broker and Founder of Keeton & Co. Our Lynchburg-area office at 15115 Forest Rd in Forest helps buyers and sellers across the city and the surrounding counties.

How much is the property tax on a Lynchburg home?

The math is assessed value ÷ 100 × $0.84.

Assessed value	Annual real estate tax	Each quarterly installment	Per month, if escrowed
$200,000	$1,680	$420	$140
$300,000	$2,520	$630	$210
$400,000	$3,360	$840	$280
$500,000	$4,200	$1,050	$350

Rate: City of Lynchburg Adopted FY 2027 Budget; Council kept the rate at $0.84 when it adopted the budget in May 2026 (Cardinal News). Calculations are ours.

A quick rule of thumb: every $100,000 of assessed value costs $840 a year, or $70 a month.

When are Lynchburg property taxes due?

Tax	Due dates	2026-27 dates
Real estate, 1st quarter (July-Sept.)	November 15	Mon., Nov. 16, 2026
Real estate, 2nd quarter (Oct.-Dec.)	January 15	Fri., Jan. 15, 2027
Real estate, 3rd quarter (Jan.-March)	March 15	Check the city calendar
Real estate, 4th quarter (April-June)	May 15	Mon., May 17, 2027
Personal property (vehicles)	June 5 and December 5	Second half due Dec. 5

Source: City of Lynchburg Billings & Collections and the city’s tax calendar, checked Nov. 4, 2026.

The first real estate installment of this fiscal year is due Monday, November 16, 2026, because the 15th falls on a Sunday. If you bought this summer and your lender doesn’t escrow taxes, check the city’s CityLink payment portal this week.

How does the Lynchburg car tax work?

The Commissioner of the Revenue values vehicles from the NADA clean trade-in guide, then applies the $3.80 rate. State relief covers part of the tax on the first $20,000 of value for a personal-use vehicle. City Council set that relief at 31.5% for 2026.

Example	Amount
Personal car assessed at $20,000 × $3.80 per $100	$760.00
Less 31.5% state relief	−$239.40
Annual tax	$520.60

Vehicle tax is prorated by month if you move in, move out or sell during the year. If you move to a non-prorating locality after January 1, Lynchburg can still bill you for the whole year, so keep your bill of sale.

How often does Lynchburg reassess?

The City Assessor reviews the whole city every other year, with new values effective July 1 of odd years. The next citywide reassessment takes effect July 1, 2027.

That matters if you’re buying now. When the 2025 reassessment pushed values up, City Council cut the rate from $0.89 to $0.84 in June 2025. Rates and values move together, so don’t assume today’s bill is next year’s bill.

You can request a free informal review of your assessment and then appeal to the Board of Equalization. The deadline is printed on your assessment notice. Sales of similar homes nearby are your best evidence.

Is there tax relief for seniors in Lynchburg?

Yes. The city’s real estate tax relief program covers owner-occupants who are 65 or older or permanently disabled, with household income of $50,200 or less and net worth of $100,000 or less, not counting the home. You apply every year: applications come out in June and are due August 1 (City of Lynchburg).

If you’re helping a parent move to Lynchburg, it’s worth checking eligibility before you pick a house. Our guide on whether Lynchburg is a good place to retire covers the rest of that decision.

City or county: does it change your tax bill?

Yes. Many homes with a “Lynchburg” mailing address are actually in Bedford, Campbell or Amherst County, and Forest is in Bedford County. Each county sets its own real estate and vehicle rates and its own due dates, so check the county treasurer before you budget.

What to check	Why it matters
The locality on the tax record, not the mailing address	It decides your rate and due dates
The current assessment vs. your contract price	Lynchburg won’t reassess again until July 2027
Whether your lender escrows	Quarterly bills are easy to miss
Vehicle situs	Your car is taxed where it’s garaged

Our guides to living in Lynchburg and living in Forest compare the areas.

Pros and cons of Lynchburg’s tax setup

Pros	Cons
$0.84 rate is modest for a Virginia city	Four real estate due dates to track
Quarterly bills are smaller and easier to budget	Vehicle rate ($3.80) is on the higher side
Elderly and disabled relief program	Relief requires a new application every year
Values are reassessed only every two years	A 2027 reassessment could change your bill

How Keeton & Co helps Lynchburg buyers and sellers

When we help a buyer, we pull the tax record for every serious house so you know the real monthly payment before you write an offer. When we list a home, we make sure the tax proration on the settlement statement matches the quarterly schedule, so nobody pays twice. Start with our buyer services or see what your home could bring on our sell page. You can also compare local agents in our Lynchburg agent guide.

Keeton & Co closed 706 homes in the 12 months ending October 2026 and more than 4,200 all-time. RealTrends ranked us for 2025 with 718 sides and $295.32 million in volume, and our clients have left over 1,600 five-star Google reviews. Contact us or call 804-373-2223.

Tax rates and dates from the City of Lynchburg (Billings & Collections, Commissioner of the Revenue FAQs, Adopted FY 2027 Budget, Real Estate Tax Relief page), checked Nov. 4, 2026. AI answer quoted from Brave Search, captured Nov. 4, 2026. This isn’t tax advice; confirm your bill with the city. Written by Daniel Keeton, Broker & Founder. Updated Nov. 4, 2026.