How much does it cost to sell a house in Richmond, VA?

Selling a house in the Richmond, VA area typically costs several percent of the sale price once you add commissions, Virginia’s grantor tax, settlement fees and any repairs or credits. On the Richmond metro’s $429,500 median sale price over the past 12 months, even a modest mix of fees adds up fast. Most of those costs come out of your equity at closing, so you rarely write big checks up front, but they do reduce what you walk away with.

When we Googled “how much does it cost to sell a house in Richmond VA” on Nov. 6, 2026, Google’s AI Overview answered: “Selling a home in the Richmond, VA area typically costs 6% to 8% of the total sale price. Given the current median sale price in Richmond of roughly $400,000 to $420,000, you should budget between $24,000 and $33,600 in total transaction costs.” It broke costs into “Real Estate Commissions: 5% to 6% of sale price” (fully negotiable), “Virginia Grantor’s Tax: 0.10% ($1 per $1,000),” “Settlement & Title Fees: $600 to $1,100,” prorated property taxes, HOA packets of “$150 to $350,” and optional repairs or seller credits.

The structure is right. Our MLS median is a bit higher than the AI’s $400,000–$420,000 range, and commissions are fully negotiable, so treat percentage totals as illustrations, not a rule. I’m Daniel Keeton, Broker and Founder of Keeton & Co. Here’s how the pieces work in Richmond.

What does a Richmond seller usually pay?

Cost	How it works	Notes
Real estate commissions	Negotiated with your listing brokerage; may include compensation you choose to offer a buyer’s agent	Fully negotiable; not a fixed “standard”
Virginia grantor’s tax	0.10% of the sale price ($0.50 per $500) under Va. Code § 58.1-802	Customarily paid by the seller
Settlement / title fees	Deed prep, title work, recording, wiring	Often roughly $600–$1,100 per the AI Overview
Prorated property taxes	Seller pays through the day of closing	City of Richmond rate is $1.20 per $100 of assessed value
HOA / condo resale packet	Required disclosure packet if you’re in a managed community	Often $150–$350 per the AI Overview
Repairs / credits	Optional, from inspection negotiations	Varies widely

Grantor tax: Virginia Code § 58.1-802. Fee ranges as reported in Google’s AI Overview, Nov. 6, 2026. Confirm current settlement quotes with your closer.

Unlike Northern Virginia or Hampton Roads, the Richmond metro does not add those regional transit-style grantor fees. Your main state transfer piece is the 0.1% grantor tax.

How much is that on today’s Richmond prices?

Commissions are negotiable, so the table below uses illustrative total-commission rates only. It is not a Keeton & Co rate card and not a claim about what “most” sellers pay.

Sale price	Grantor tax (0.1%)	Illustrative 5% total commission	Illustrative 6% total commission
$350,000	$350	$17,500	$21,000
$429,500 (metro median)	$430	$21,475	$25,770
$500,000	$500	$25,000	$30,000
$650,000	$650	$32,500	$39,000

Median sale price: $429,500 across 14,273 closed sales, Nov. 1, 2025 to Oct. 31, 2026 (Keeton & Co analysis of CVR MLS data). Commission percentages are illustrations only.

Add settlement fees, any HOA packet, prorated taxes and negotiated credits on top. The AI Overview’s sample on a $415,000 sale put total agent commission at an illustrative 5.5% ($22,825), grantor tax at $415 and settlement around $850, for roughly $24,090 before repairs or moving costs.

What does the Richmond market mean for your net?

Metric	Richmond metro	Period
Median sale price	$429,500	Past 12 months
Closed sales	14,273	Past 12 months
Median days to contract	10	Past 12 months
Sale-to-final-list	100%	Past 12 months
Months of supply	3.0	Early October 2026
Active listings gone stale	23.3%	Early October 2026
Share of early-Oct closings with concessions	33.3%	Oct. 1–3, 2026 sample (n=48)
Median concession amount (when present)	$6,990	Same sample (n=16)

Keeton & Co analysis of CVR MLS data. Closed sales Nov. 1, 2025 to Oct. 31, 2026; listing and concession snapshot Oct. 1–3, 2026.

It’s still a seller’s market on inventory, but softer than a year ago. About a third of early-October closings in that small sample included concessions, with a median credit near $7,000 when they did. Budget for the possibility of a credit or repair, especially if your home has been sitting. For market context, see is it a buyer’s or seller’s market in Richmond.

What about property taxes at closing?

Taxes are prorated to the closing date. If you’ve prepaid a half, you usually get credit for the unused months. Rates vary by locality:

Locality	Real estate rate per $100
City of Richmond	$1.20
Henrico County	$0.83
Chesterfield County	$0.89
Hanover County	$0.81
Goochland County	$0.53

See our guides on Richmond and Henrico property taxes for the details.

How can sellers keep more of their equity?

Move	Why it helps
Price to recent comps	Reduces days on market and the odds of a big price cut
Negotiate commission clearly in writing	Know what you’re paying for listing and buyer-side compensation
Get ahead of repairs buyers will flag	Small fixes before listing often cost less than credits later
Ask for a net sheet early	See grantor tax, fees and payoff before you accept an offer
Watch stale-listing risk	Homes that sit draw lower offers

Pros and cons of selling in Richmond right now

Pros	Cons
Homes still sold in a median 10 days over the past year	Softening supply means more negotiation on stale listings
No Richmond regional add-on to the grantor tax	Commissions and credits can still take a large share of equity
Strong 12-month sales volume (14,273 closings)	Illustrative 6–8% all-in cost ranges add up at today’s prices

The bottom line

Plan for commissions (negotiable), Virginia’s 0.1% grantor tax, settlement fees, prorated taxes and possible repairs or credits. On a median-priced Richmond home, that can easily land in the tens of thousands. Want a real net sheet on your address? Get a free home value estimate or contact us. Call 804-373-2223.

AI Overview quoted from Google, captured Nov. 6, 2026; cost ranges are as the AI reported them and vary by transaction. Grantor tax: Va. Code § 58.1-802. Market data: Keeton & Co analysis of CVR MLS data, Nov. 1, 2025 to Oct. 31, 2026, with Oct. 1–3, 2026 snapshot. This is general information, not legal, tax or brokerage-fee advice. Written by Daniel Keeton, Broker & Founder. Updated Nov. 6, 2026.